Kids & Money

Practical money lessons for real family life.

Helping kids become confident with money doesn't need to start with complicated lessons. It starts with everyday choices: earning, saving, spending, waiting, deciding and learning what happens next.

These guides share practical ideas for parents. They are written from the AppsByDad perspective, not copied or adapted from third-party articles.

The first series

Kids & Money guides

Cornerstone guide

How to Teach Kids About Money

A Practical Guide for Parents

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Practical guide

Should Kids Be Paid for Chores?

Paid jobs, unpaid responsibilities and the middle ground

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Practical guide

How Much Pocket Money Should Kids Get?

Choosing an amount that actually teaches something

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Practical guide

How to Teach Kids to Save Money

Make saving about something they actually want

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Practical guide

Teaching Kids About Spending

Why small money mistakes can be valuable

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Practical guide

Should Kids Have Fines or Penalties?

Using financial consequences carefully

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Practical guide

Rewards and Kids: When Should You Pay Extra?

Using rewards without making everything transactional

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Practical guide

Teaching Kids the Difference Between Wants and Needs

Make it a conversation, not a worksheet

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Practical guide

Should Kids Get a Regular Allowance?

Allowance, earn-only and hybrid approaches

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Practical guide

How to Help Kids Set Savings Goals They'll Actually Stick To

Turn a wish into visible progress

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Practical guide

Teaching Kids About Money Between Siblings

Transfers, lending, borrowing and fairness

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Cornerstone guide

Teaching Kids to Manage Screen Time Like Money

Time is another limited resource

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Practical guide

Financial Literacy for Kids: What Should They Learn at Different Ages?

A practical age-by-age roadmap

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Put the lessons into practice

Smarty Bucks

Smarty Bucks helps families turn everyday money into everyday financial learning.

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