Kids & Money
Practical money lessons for real family life.
Helping kids become confident with money doesn't need to start with complicated lessons. It starts with everyday choices: earning, saving, spending, waiting, deciding and learning what happens next.
These guides share practical ideas for parents. They are written from the AppsByDad perspective, not copied or adapted from third-party articles.
The first series
Kids & Money guides
How to Teach Kids About Money
A Practical Guide for Parents
Read the guide → Practical guideShould Kids Be Paid for Chores?
Paid jobs, unpaid responsibilities and the middle ground
Read the guide → Practical guideHow Much Pocket Money Should Kids Get?
Choosing an amount that actually teaches something
Read the guide → Practical guideHow to Teach Kids to Save Money
Make saving about something they actually want
Read the guide → Practical guideTeaching Kids About Spending
Why small money mistakes can be valuable
Read the guide → Practical guideShould Kids Have Fines or Penalties?
Using financial consequences carefully
Read the guide → Practical guideRewards and Kids: When Should You Pay Extra?
Using rewards without making everything transactional
Read the guide → Practical guideTeaching Kids the Difference Between Wants and Needs
Make it a conversation, not a worksheet
Read the guide → Practical guideShould Kids Get a Regular Allowance?
Allowance, earn-only and hybrid approaches
Read the guide → Practical guideHow to Help Kids Set Savings Goals They'll Actually Stick To
Turn a wish into visible progress
Read the guide → Practical guideTeaching Kids About Money Between Siblings
Transfers, lending, borrowing and fairness
Read the guide → Cornerstone guideTeaching Kids to Manage Screen Time Like Money
Time is another limited resource
Read the guide → Practical guideFinancial Literacy for Kids: What Should They Learn at Different Ages?
A practical age-by-age roadmap
Read the guide →Put the lessons into practice
Smarty Bucks
Smarty Bucks helps families turn everyday money into everyday financial learning.